Terms and Conditions
InsureBlack Terms and Conditions
InsureBlack acts as a directory which allows consumers to discover insurance agents, insurance companies and other similar entities (“Provider”) that offer relevant insurance and other products for sale. The InsureBlack website allows consumers to discover agents that can service their specific insurance needs, as dictated by the consumer. InsureBlack charges consumers no fee to use our Service. is free for you to use. InsureBlack may receive commission and fees from Providers that participate in the Service. InsureBlack services residents of the United States, and insurance offered by insurance companies may not be available in all states. You may not accept these Terms or use this Service if you are not of legal age to form a binding contract with an insurance provider. You must not access InsureBlack or accept these Terms if you are a person who is either barred or otherwise legally prohibited from receiving or using the Service under the laws of the state in which you reside or from which you access or use InsureBlack.
InsureBlack is NOT currently an insurer. Any insurance offered to you will come directly from insurance agents or companies that you choose to initiate contact with. The terms and conditions of any insurance product offered to you are provided by the Providers based on their underwriting and may vary based on a number of factors solely as determined by the insurers. While InsureBlack does vet insurers on our site so as to ensure they have an active license and no outstanding criminal matters, We don’t provide advice or endorse insurance products or Providers that appear on our website or other communication channels. As a result, it is your sole discretion whether to conduct business with an agent or company you find on InsureBlack and to make sure the policy that is of interest to you meets your specific needs. We do not guarantee that the insurance offered by the Providers on our website or other forms of communication includes the best terms or lowest rates available in the market.
InsureBlack does not provide an application for insurance products. InsureBlack merely provides you with an interface to connect you to a number of potential Providers. Any incorrect information entered by you may result in incorrect insurance quotes and/or may make a policy invalid, within the sole discretion of the insurer. We will pass the information we collect to the insurers you choose to connect with, so that they may provide their Services.
Neither party owes the other any duties, fiduciary or otherwise, and each party releases the other from all manner of actions, whether past, present or future, actual or contingent, arising out of or related, except as explicitly stated in these terms.
Disclaimers and Liabilities
We provide our Service using a standard of discretion and vigilance deemed commercially reasonable, for the benefit of consumers. InsureBlack cannot, however, guarantee certain aspects of the customer experience. Other than as explicitly stated in these terms or additional terms neither InsureBlack nor its suppliers or distributors make any specific premises about the Service. InsureBlack cannot fully guarantee the quality of every agent or company listed on our directory, although we do a general level of vetting. InsureBlack cannot guarantee the quality of insurance products individual agents or agencies may refer to you. InsureBlack makes no commitments about the content within the Service, the specific functions of the service, or their reliability, availability, or ability to meet your needs, as a consumer. We provide our Service “As Is.”
When permitted by law, InsureBlack will not be responsible for lost profits, revenues, or data, financial losses, punitive damages.
In all cases, InsureBlack will not be liable for the experience you have with Providers on our directory.
The content and information on InsureBlack, as well as the infrastructure used to provide such content and information, is proprietary to InsureBlack. You agree not to copy, reproduce, license, or sell any information, obtained from or through this website. Additionally, you agree not to:
(i) use this website or its contents for any commercial purpose
(ii) access, monitor or copy any content or information of this website using any robot, spider, scraper or other automated means or any manual process for any purpose without our express written permission;
(iii) violate the restrictions in any robot exclusion headers on this website or bypass or circumvent other measures employed to prevent or limit access to this website;
(iv) take any action that imposes, or may impose, in our discretion, an unreasonable or disproportionately large load on our infrastructure;
(v) deep-link to any portion of this website for any purpose without our express written permission; or
(vi) “frame”, “mirror” or otherwise incorporate any part of this website into any other website without our prior written authorization.
(vii) attempt to modify, translate, adapt, edit, decompile, disassemble, or reverse engineer any software programs used by InsureBlack in connection with the website or the services.
These Terms will be governed by the laws of Delaware. All claims arising out of or relating to these Terms will be litigated in the federal or state courts of the state, and you and InsureBlack consent to personal jurisdiction in those courts.